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Previsioni sui mercati finanziari

Euromutuo is called and has the advantage of having an interest rate attached to the official reference European Central Bank. And 'this is the new type of loans offered by the Group BPM (Banca Popolare di Milano, Banca di Legnano and Cassa di Risparmio di Alessandria) families. It was the Bank of Italy Governor Mario Draghi, in his recent speech at the World Day of savings banks to offer loans at rates indexed to the ECB and Euribor, reviving the proposal for Lorenzo Bini Smaghi, Italian member of the board of the ECB. And the Bank led by Roberto Mazzotta was the first to implement the proposal.

The product will be offered by the BPM Group to give families the benefit of a rate that, "being attached to the official ECB reference and no longer at the interbank, has increased transparency and greater stability." The first loan, a note explains, can be signed at the branch from Monday, and include a spread of 150 basis points over ECB rates with a maximum of 30 years.

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Hedge fund in ritirata: ora puntano ai fondi mutualistici - 26/09/2008

04/11/2008 19:44 HOURS OF CLOSING OF SEATS IN THE 50 STATES
In line for vote
WASHINGTON - Close to 19:00 local time (01:00 in the morning in Italy) the first polling stations in the U.S. presidential election, triggering a race to the projections and speculations on the winner by the media.

The local time is indicated that the East Coast of the United States and not that of individual states. The U.S. network, after the blatant mistakes in the last two elections, they promised to be more cautious this time, preferring the accuracy for speed. It remains to be seen whether it will keep the promise.

This is the timetable for closures of polling stations in 50 U.S. states plus the District of Columbia. In brackets shows the number of "electors" of the electoral college assigned by each state value of 538.

- 19:00 pm local (01:00 in Italy): Georgia (15), South Carolina (8), Vermont (3), Virginia (13), Indiana (11), Kentucky (8). - 19:30 pm local (01:30 in Italy): Ohio (20), West Virginia (5), North Carolina (15). - 20:00 pm local (02:00 in Italy): Alabama (9), Connecticut (7), Delaware (3), District of Columbia (3), Florida (27), Illinois (21), Maine (4 ), Maryland (10), Massachusetts (12), Mississippi (6), Missouri (11), New Hampshire (4), New Jersey (15), Oklahoma (7), Pennsylvania (21), Tennessee (11). - 20:30 pm local (2:30 in Italy): Arkansas (6).
- Hours 9:00 p.m. local (3:00 in Italy): Arizona (10), Colorado (9), Kansas (6), Louisiana (9), Michigan (17), Minnesota (10), Nebraska (5) New Mexico (5), New York (31) Rhode Island (4), South Dakota (3), Texas (34), Wisconsin (10), Wyoming (3).
- 10:00 p.m. local hour (4:00 in Italy): Iowa (7), Montana (3), Nevada (5), Utah (5).
- 11:00 p.m. local hour (5:00 in Italy): California (55), Hawaii (4), Idaho (4), North Dakota (3), Oregon (7), Washington (11).
- 24:00 local hours (06:00 in Italia): Alaska (3).

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Massima





Please note that Friday, October 31, at 18
Guido Rescia
Gnosis of Finance, former Axa Sim and now head of asset management for Network Investment Bank, will attend as a guest to the program aired on the Class CNBC REPORT

Class CNBC is the digital channel of finance and economy, sent Italy on the Sky platform (Channel 505).

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Promotori Finanziari

(ANSA) - ROMA, 17 OTT - Warren Buffett is again counter and in the midst of the storm that continues to fall on world stock markets, including New York Stock Exchange
, now recommends to buy equities Corporate America. The 'guru' of U.S. finance expressed this conviction at the New York Times points out that
and 'ready to invest their personal resources (as distinct from the participation
holding in Berkshire Hathaway, its financial arm

) in U.S. equities If prices continue to be attractive .

Buffett has stated the principle according to which'' should be afraid when everyone is too optimistic, but we must be optimistic what others are afraid.'' According Buffett, and '''neutral''have concerns about the exaggerated
prospects of many companies' U.S., many companies
probably start to back-record profits for years to come
.
The 'guru' of finance - which has recently surpassed Bill Gates
ranking men more 'rich' s America -
has also said that while not '
possible to predict the movements of the stock market in the short term, the chances '
the stock market will recover in any event' even before the
do the 'real economy and investor confidence.
''If you expect robins - said - and the risk
'that spring is already' over.''
The bad news - he concluded - are the best friend of
one who wants to invest in that allow them to
''buy a piece of the future of 'America at a discount price.''
(ANSA).

MOD 17-OCT-2008 15:35

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Massima





12/10/2008
PROTECT SAVINGS: HERE IS THE THOUGHT OF ECONOMY - SEE YOU .. From
Economy No. 41, October 8, 2008
If all of us, tomorrow morning, we went together to the door of our bank and we asked to withdraw immediately, in cash, all our money deposited there, what would happen? That bank, which was solid, not be able to settle, without selling securities in which meanwhile has invested our money, but it should be selling lots - many customers to pay - and in so doing would make them fall in price, and we will bring home half of the value stored, so to say.
is the danger here is that the phenomenon disastrous Savvy bankers fear, rightly, that can happen: the "panic selling, sales paroxysmal, those of" every man for himself. " The bank run, as happened in London when it was learned that Northern Rock was about to fail and all depositors rushed to withdraw money at branches, eventually find them closed until the UK Treasury did not intervene to plug the hole with a wagon pounds. Here: those who know the reality of the financial market does not, despite the crisis, this unfortunately can race for cash, and On the other hand, however, now says that it's too late to think about it, that those who try it out today burnt, with heavy losses. What words do not panic now means only harming yourself.
To understand why, just remember a few basic concepts: 1) Time is money, and 2) The price of each good is given by the balance between supply and demand, there is no "true" value at all. Now, we know that this generation of mad scientists of American finance that everyone - including journalists - we have idolized for decades the world has done for a "bubble" of junk bonds, which now has a value of "notional" (ie, nominal, front) amounting to almost 600 trillion, 15 times the GDP of the planet. As if to say that the Italian public debt, amounting to just once a GDP of our country, the comparison is a no brainer. Not only that: while the Italian public debt is for a good 60% of us in the hands of Italian investors (so the government debt is offset by the claim of individuals, with a healthy balance of the economy of the country) U.S. banks sold their junk bonds by the world and made them to buy debt (as in the case of subprime mortgages) that is not against money, but against promises of future payments.
Today, if you have an investor on 15 rivolesse his money back, banks should get out as much money as the global GDP a year. Impossible. If but no one sells, over time even the monstrous disproportion between the real economy and nominal value of outstanding securities will tend to downsize and sell its securities who find new buyers. But with time, which is money.
What should we do then? Stand still, at least here in Europe, in Italy. The percentage, even indirectly, to contamination of our financial system from viruses derivatives Americans is minimal. But be warned: we are all running a very serious risk of impoverishment if, instead of calm down and wait until the storm passes, throwing on the market investors their savings. Perhaps a successful sale, but will be a sellout. Exactly, the panic-selling. If the smartest institutional investor in the world, the American Warren Buffett - a crisis that has seen many - is back in stock to buy, have had some reason. Economy

PS This cover has deliberately dedicated yachting industry, flourishing in the midst of the crisis. Again, this is "real economy". Sergio Luciano @ sergio.luciano mondadori.it

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"There are two kinds of forecasters: those who know and those who do not know do not know."
JKGalbraith

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John Mark Templeton (29/11/1912-08/07/2008)

Hedge Funds in retreat now point to the mutual funds - 26/09/2008

Even hedge funds, hedge funds Known for their investments at risk, choose carefully ... Even Even hedge funds, hedge funds known for their investments at risk, choose carefully. And parked billion in mutual fund market: it one of the less turbulent (even in the current turbulent conditions and the global crisis), which investors often use for safe return. In short, even speculators look now to the "safer place" in which to invest cash. The Ansa agency reported.

The question now facing analysts and investors is: the (radical) change in strategy comes out of time? The market for hedge funds lives long, in fact, in the chaos. And the question is not trivial, since the "portfolio" of the total fund is worth over 3.4 trillion dollars.

Not surprisingly, the U.S. Treasury announced a few days ago, a plan of 50 billion dollars in an attempt to stabilize the industry, from which investors have drained liquidity for 89.2 billion dollars. The plan works through an instrument already used during the Great Depression, the Treasury Department's Exchange Stabilization Fund, created in 1934, through which it will be guaranteed the solvency of the fund assets. (Source www.valore.it)

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Promotori Finanziari





"Do not try to buy on lows and sell at the highest, we can only liars. "

Bernard Baruch

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4.xx versions are beta versions, and then at an experimental stage, and therefore 'should always be recommended updates, ' cause often eliminate errors or inaccuracies.

WARNING: Use this link only for new installations. The upgrade, when available, is only with the button "Update" the program.
's New in Version 2-Alt 5.0.0 (latest version)

- Supports Windows Vista and 7;
- Simplified user interface;
- Fixed some errors
- Direct access to the search engine Educational NihilScio.

versions greater than 4.0.0 permettono l'aggiornamento del programma con un semplice click sul bottone "update" della pagina "web", se attivo. Quelle precedenti devono essere aggiornate reinstallando di nuovo il programma.

Il programma non è "invasivo", cioe' non ha bisogno di installazioni particolari e può funzionare anche su chiavetta usb.
Per disinstallarlo basta cancellare la cartella "2-Alt" per le versioni inferiori a 5.0.0 e usando le utility di disinstallazione per le versioni superiori o uguali a 5.0.0.

Inoltre si ricordi che "2-Alt.exe" non è un programma commerciale.

Le versioni superiori a 4.0.0, pur mantenendo la compatibilita' con le versioni precedenti, presentano numerose novita'. In sintesi:

- Possibility 'to search during indexing operations;
- archives "0" and "1" is automatically initialized by the program and can not be eliminated but only cleared by the user, the file "0" or "_archweb_0 'and' private network, the archive" 1 "only local data, all other files can be user-initiated mixed;
- the preparation of site-map formats." txt "and". xml "for Google;
- download files;
- extracting text from web pages;
- update for later versions.
- search box NihilScio - Educational search engine.

With 2-Alt desktop search can be indexed and search for text in any type of file. The author, being a teacher, thought mainly to those who use computers to study.
But it is assumed that it could be a useful tool for journalists, writers, lawyers, judges, investigators, for all those, in short, who need to track information in a sea of \u200b\u200btexts and documents scattered in disorder on the computer or on sites Tracks. Also as ancillary utilities
the program offers a simple Agenda notes and schedules, reading English text, screen clippings to be saved in the format. "Bmp", calculation and graphical functions.

research and reading can also be activated once the window minimized the program, selecting and copying (Windows function "Copy") text from the document you're working and then clicking with the mouse icon minimized.

2-Alt to support running the command line or in research in indexing, in which case the argument should be preceded by the index 'i' followed by space.
More

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In Lazio the Achilles Amighini general manager, group manager with Massimiliano Busdraghi Ida Morelli, Gerardo Relief, Giuseppe Costa ; in Naples, Vincenzo Esposito and Luigi De Notaris, all former Axa Sim calling in Finance and Future Bank.

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"Whichever method you choose to select the shares or funds, the final success or failure, will depend on

your ability to ignore the concerns of the world long enough to allow your investments to succeed. "

Peter Lynch

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Esiste una formula particolarmente adatta per costruirsi un capitale nel tempo e, soprattutto, per investire in tutte le condizioni di mercato. Si tratta dei piani di accumulo di capitale, strumento alla portata di tutti(bastano infatti anche 100-200 euro al mese per aderire al piano d'investimento). Effettuare versamenti periodici nel fondo di importo costante e a date prestabilite, permette al partecipante di ridurre significativamente il rischio complessivo di un investimento, soprattutto se il PAC(Piano.Accumulo.Capitale)viene aperto su fondi che operano in mercati fortemente volatili come quelli azionari. Il meccanismo di funzionamento è tale per cui durante le fasi di ribasso del mercato, quando cioè il valore della quota del fondo diminuisce, viene acquistato un maggior numero di quote, mentre in mercati crescenti il numero delle quote sottoscritte tende a diminuire.
Questo meccanismo consente di abbassare il costo medio delle quote sottoscritte e quindi di trasformare le naturali oscillazioni dei mercati in opportunità di investimento. NICETO PARTNERS

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In Campania, Antongiulio Calvanese, Frediano Diozzi, Francesco Juliano, Fabio Susi, lasciano Axa Sim, ora Monte Paschi Banca Personale, per entrare in Finanza e Futuro(Deutsche Bank).

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Washing and dry

water wash and dry all your clothes and fabrics.

Cleaning of leather garments, furs, drapes and carpets.

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Some good reasons for choosing the cleaning system in Water:

Complete elimination of sweat and urine;

Assoluta pulizia ed igiene dei vostri capi;

Possibilità di impermeabilizzazione;

I colori tornano ad essere brillanti;

Gli indumenti profumano di fresco e pulito;

Complete absence of solvents;

Respect for the environment.

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you wash your clothes in water without damaging here than you can with the Water Service

"Bolle Blu "specializes in dry-cleaning of sheep, leather, wedding dresses, curtains and duvets. It also makes washing and treatment antibatteriologico.
Sempre all'avanguardia per quanto riguarda i prodotti e le tecnologie più attuali, è in grado di offrire ai sui Clienti serietà, qualità, cortesia e celerità nella consegna. Inoltre offre il servizio di ritiro e consegna anche a domicilio.

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Il Lavasecco è aperto da ottobre 2003 ed effettua servizio di lavanderia e di lavasecco.
Offriamo serietà professionale e competenza.
Siamo in grado di pulire e trattare qualsiasi tipo di capo di abbigliamento, così come tessuti per arredamento (tende, copridivani, tappeti ecc.).

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Laundry & Tailoring in Policoro
Every year, here is the usual rigmarole. You change the wardrobe to the change of season, in season and out of clothes before putting clothes in the closet from past seasons, the best animals you bring in the laundry. Not only .. but quilts, sofa covers, bed covers etc.. etc.E say that to find a seamstress to shorten pants or a skirt you shaking? Almost impossible to find you instead oramai.Ecco laundry and tailoring that is right for you.

Laundry & Tailoring Bolle Blu Via N. Stigliano, No 8 (formerly School Pope John XXIII) Phone 3343818429

Repairs tailoring, mending, knitting work and repairs of leather garments. Washing and dry skins, rugs, furs and draperies. Collection and delivery at home, reliability and professionalism. Opening hours: Monday to Saturday 8.00/13.30 - 15.30/20.00; look at all the latest news and ask for info via email

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WARNINGS AND GOOD!

NOT RESPONSIBLE FOR BROKEN OR LOST
BOTTONI - ALAMARI – SPALLOTTE,
E DEI CAPI SENZA ETICHETTA DI ISTRUZIONE LAVAGGIO
ONDE EVITARE SPIACEVOLI MALINTESI RICHIEDETE IL SERVIZIO
DI STACCO E RIATTACCO BOTTONI !!
CONDIZIONI E AVVERTENZE PER LA CLIENTELA

In base ai più aggiornati criteri tecnici, possiamo garantire una perfetta lavorazione a regola d'arte tale da rispettare inalterare le caratteristiche del capo di pelle consegnatoci.
Se il capo in pelle da lavare presenta parti scolorite, la Ditta si riserva di procedere anche senza ordine esplicito alla ritintura, ciò potrebbe comportare una certa differenza di tonalità rispetto alla tinta originale, potendo variare di volta to time depending on the type of skin, the tanning system and the state of wear.
Buckles, buttons and their interiors are excluded from warranty.
Claims can only be accepted upon delivery and for the animals that carry the seal still intact processing. Always remove the heads
: seals, buckles, buttons and all that they can suffer in the process.
To dye clothes with color on demand is not liable for any staining of the lining, so you should deliver them for processing already lining.

skins, and leathers and gloss finishes, contain several irregularities, uneven panels, scars, stretch marks, insect bites, etc.. Such defects are masked with the process of tanning. Often, after treatment, these defects may appear. Would be good to inform the purchaser that the garment that the delivery is a natural product, not just a fabric, subject to various irregularities mentioned above.
These conditions are clearly displayed on the premises of the Company and therefore the delivery of items to be addressed involves the acceptance by the Customer.

For each case, the court shall have exclusive jurisdiction of Matera.

Your Laundry Bolle Blu, recommends some procedures to keep in mind coming in with a leader in laundry

1. Remove the detachable head accessories (eg: lock seams, shoulder pads glued parts with velcro, badges etc).
2. Remove button (if possible), it is always an article of rupture, although the likelihood is remote.
3. Bring in the head stained laundry as soon as possible.
4. Avoid local spotting, because it makes the job more difficult and often produces disappointing results.
5. Indicate whether there is any removable part (eg belt, cap, buckle, etc.).
6. Report whether the head of heavy and possibly their origin.
7. Please advise if it is del primo lavaggio del capo.
8. Comunicare se è stato precedentemente lavato ad acqua.
9. Farsi rilasciare sempre una ricevuta di avvenuta consegna dei capi dettagliata
10. Quando si hanno dei vestiti "completi" o corredi abbinati è opportuno operare un lavaggio contemporaneo delle varie parti.
11. Prestare attenzione all'etichetta di manutenzione prima di acquistare il capo; l'ideale sarebbe poter lavare il capo sia a secco che ad acqua.

La Vostra Lavanderia Bolle Blu, grazie all'esperienza maturata nel tempo è in grado di operare nel campo ad ampio spettro.Ecco qui di seguito elencati i molteplici tipi di lavorazione che con professionalità e specializzazione siamo lieti to offer.

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